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As low as . . . APR
New Vehicles 2.25%
Used Vehicles 3.00%
Signature 7.25%
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Loan Rates Share Rates Fee Schedule

Loan Rates

Effective as of: February 1, 2014

Loan TypeAPR As Low asTerm (months)Estimated Payment (per $1,000)
Visa Classic6.95%N/AN/A
Secured Visa6.95%N/AN/A
Signature 126.25%12$86.17
Signature7.25%48$24.07
New Auto
100% financing of purchase price, tax and license, and credit union extended warranty2.25%36$28.87
2.25%48$21.80
2.25%60$17.64
Over $20,0002.50%72$14.97
Over $30,0002.75%84$13.11
Used Auto
100% financing of retail Kelley Blue Book for autos less than 7 years old3.00%36$29.08
100% financing of wholesale Kelley Blue Book for autos over 7 years old3.00%48$22.14
3.25%60$18.08
Over $30,0003.25%72$15.31
New Motorcycle7.75% (All terms)36$31.21
48$24.29
60$20.15
Used Motorcycle8.50% (All terms)24$45.45
36$31.56
48$24.64
New/Used Boats RVs8.25% (All terms)48$24.53
72$17.66
Under $50,00060$20.40
New/Used Boats RVs8.50%84$15.84
Over $50,0009.25%96$14.78
9.75%108$13.94
Classic Auto
75% LTV of NADA or Kelly Blue Book, Appraisal
3.00%36/48$29.08/$22.14
3.25%60$18.08
Over $30,0003.25%72$15.31
Exotic Car
75% LTV of NADA or Kelly Blue Book, Appraisal (cannot be over 5 yrs old)2.25%36/48/60$28.75/$21.81/$17.64
Over $20,0002.50%72$14.95
Over $30,0002.75%84$12.99
Share Secured Loan2% over dividend ratevariesvaries
First Trust DeedRates available upon request
*All rates are available on approved credit. Rates and terms are subject to change without notice. Alternative terms and conditions may apply depending on applicants credit qualifications. APR equals Annual Percentage Rate.