Promotions

SPRING LINE-UP OF LOANS

 

Contact lending@foxcredit.com for more information on our loan products.

Tax Loan Promotion

 

It’s Tax Time!

  • Fixed rates starting as low as 10.49% APR* (O.A.C.)

  • Loan amount from $1,000 - $10,000**

  • Convenient 12-month term

  • No payments for 30 days

  • No Pre-payment penalties

Contact lending@foxcredit.com for more loan information.

*Annual Percentage Rate. On Approved Credit. Actual interest rates based on credit score. **Maximum amount for qualified applicants based on FICO score. Rates are accurate as of March 13, 2024, and are subject to change without notice. You must be a member of Fox Federal Credit Union to apply for a loan. Payment example: make 12 monthly payments of $88.17 per $1,000 borrowed at 10.49% APR. This offer may be rescinded, if among other reasons the total dollar amount of all Tax Loans requested exceeds Fox FCU’s limits. Please contact our loan department for complete loan details and qualifying criteria. Tax Loan begins February 1, 2024, and ends October 15, 2024.

Rate Reduction

 

RATE REDUCTION DETAILS- GO AS LOW AS 5.99% APR OAC*

Apply for a New or Used Auto Loan during our Rate Reduction Loan Promotion starting July 12, 2023, through April 30, 2024, and receive an additional 0.25% rate reduction for each service below that you add to your membership up to a maximum of 1.00%. See products and qualifying criteria below:

Debit Card- you must have a checking account that is in good standing. A minimum of 5 purchase transactions are required within a 30-day period. ATM/Debit Card Request Form

Online Billpay- you must have a checking account to sign up for Billpay. Monthly service fee of $5.00 waived with qualifying transactions. Billpay must be active for at least 6 months from date of loan funding. Sign up for Billpay by logging into Virtual Branch

Direct Deposit- Minimum $500.00 per month deposited into your checking account.

Mobile App –you must be enrolled in Virtual Branch to download the Fox FCU Mobile App. Download the Fox FCU mobile app.

Checking Account- $500.00 minimum initial deposit required.  Open or add an account

Auto-Pay- Sign up to have your loan payment automatically deducted from your Checking or Share Savings account.

All services must be activated within 30 days of loan funding. Other fees, terms and conditions may apply.

Please contact lending@foxcredit.com with any questions.

*Annual Percentage Rate on approved credit for qualified applicants based on FICO score. Standard auto loan APRs range from 6.99% to 17.89%. Actual interest rate is based on your credit score. If your FICO score is 730 or above, your starting APR would be 6.99%. If you obtained the maximum discount of 1.00%, your fully-discounted APR in this example would be 5.99%. Rates are accurate as of March 13th, 2024, and are subject to change without notice. You must be a member of Fox FCU to apply for a loan. You can reduce your standard auto loan APR by 0.25% for each of the services listed above that you add to your membership (up to a maximum auto loan reduction of 1.00% off the applicable standard auto loan APR). Rate reduction applies to vehicles not already financed by Fox FCU. Other terms and conditions apply. This offer may be rescinded, if among other reasons the total dollar amount of all Rate Reduction Loan Specials Promotion requests exceeds Fox FCU’s limits. Please contact our loan department for complete loan details and qualifying criteria. Offer begins July 12, 2023, and ends April 30, 2024 .

5-YEAR ARM

What’s to love about a 5-year ARM?. 1) More purchasing power. 2) Save Money. 3) Bog Savings if you move, Find our more information on why you will fall in love with a 5-year ARM. visit www..foxcredit.org
 

What’s to love about a 5-year ARM?

1) More purchasing power.
A lower interest rate could help you to afford a higher mortgage amount.

2) Save money!
The lower rate can help you save money on interest during the first 5 years.

3) Big savings if you move.
If you know your home purchase is for the short term, you can take advantage of the savings of the lower interest rate.
If you sell before the rate adjusts, you can come out ahead, making a greater return on your investment when you sell.

For additional information please contact chris.deri@foxcredit.com

SALLIE MAE®

 

WHEREVER YOU ARE IN YOUR HIGHER EDUCATION, GET THE MONEY YOU NEED FOR SCHOOL. STUDENT LOANS FROM FOX FEDERAL CREDIT UNION IN PARTNERSHIP WITH SALLIE MAE® COULD HELP!

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates

  • Multiple repayment options

  • No origination fees; no prepayment penalty*

Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. Fox Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Parent Loan: This loan must be used to pay for eligible student expenses at participating degree-granting schools. The student cannot be a borrower or cosigner and is not responsible for repaying the loan. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent residents. If the school issues a refund directly to the student, the borrower and cosigner (if applicable) are still responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. * Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.