Share Accounts

Primary Share Savings

Your Share Savings Account is required to join FFCU and it represents your one equal share as a member-owner of the credit union, which is a not-for-profit cooperative. The initial deposit is $30.00, which includes a $5.00 one-time membership fee. A balance of $25.00 must be maintained. Dividends are earned on all balances of $2,500.00 and above.

Share Draft Checking

  • $25.00 minimum opening deposit

  • Unlimited check writing

  • Debit Card

  • Access to over 30,000 surcharge free CO-OP ATMs nationwide

  • Homebanking and Bill Payer Service

  • Monthly maintenance fee of $5.00 can be waived with:

    • Minimum daily balance of $500.00 or

    • Direct Deposit ($50.00 minimum required)

Money Market Account

A liquid savings that pays tiered dividends. Opening deposit/minimum balance is $2,500.00.

Term Share (Certificate)

Available in terms of 3 months to 3 years. Rates are fixed for the term selected. Minimum balance for 3 and 6 month terms is $10,000.00, minimum balance for 1 year is $5,000.00, minimum balance for 2 and 3 years is $2,500.00.

Holiday Account

Designed to help you save for the gift-giving holiday season. A minimum deposit of $25.00 is required. Withdrawals are permitted during the months of October, November and December. Tiered dividend rates on balances over $1,000.00.