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Loan Rates Share Rates Fee Schedule

TRUTH-IN SAVINGS FEE SCHEDULE

Effective as of: June 15, 2011

Low Monthly Balance..................$1.00/monthly
(If minimum balance is not met)
Share Savings Excessive Withdrawal ................. $2.00/withdrawal
(If over 5 withdrawals per month)
Overdraft Transfer................. $5.00
NSF................. $25.00/item
Courtesy Pay................. $30.00/item
Stop Payment................. $20.00/request
Monthly Service................. $5.00/month
(Waived with direct deposit. If minimum daily balance is not met)
Monthly Bill Payer Service................. $5.00/month
Photocopy of Paid Check................. $10.00/check
Same Day Deposit/Overdraft................. $13.00/item
Check Orders................. $14.71 and up
Paper Statement Fee................. $2.00
 
Other Service Fees
 
Account Reconciliation................. $30.00/hour
Account Research................. $30.00/hour
Statement Copy................. $5.00/copy
Deposited Item Returned................. $25.00/item
Stop Payment Credit Union Check................. $20.00/check
Money Order................. $3.00/money order
Travelers Check................. 1%
American Express Gift Cheques................. $2.50/each
Overnight Mail................. Cost
Returned Mail................. $2.00/item
Wire Transfers Outgoing Domestic................. $20.00/transfer
Wire Transfers Outgoing International................. $35.00/transfer
Wire Trace................. $20.00
Wire Amendment................. $25.00
Legal Process................. $30.00/item
Signature Guarantee................. $5.00/item
Notary Service (Non Member)................. $5.00/signature (CA)
 
IRA
 
IRA Initial Enrollment.................. $15.00
IRA Annual Trustee.................. $15.00
IRA Transfer.................. $25.00
 
Share Value
Par Value of One Share.................. $25.00
 
Account Fees
Membership.................. $5.00
 
General Fees and Charges
 
Credit Union Check Copy.................. $5.00/each
Credit Union Check.................. $2.00/each
(If payable to a 3rd party)
Collection Item.................. $10.00/each
Foreign Check Exchange.................. $10.00
Locator Services.................. $5.00
 
Loan Fees
 
Loan Application Fee.................. $10.00
Loan Funding Fee.................. $15.00
Loan Extension.................. $25.00
 
ATM/POS Fees
 
ATM Adjustment................... $2.00
Replacement Card or PIN................... $5.00
ATM Deposit Return Fee................... $6.00
ATM Annual Maintenance Fee................... $12.00
(Without checking account)